428 Division Street

Elgin, IL
$ 200,000 Beds 3 Baths 2 Sq 1,699
Monthly Estimate* How much can I afford?

**(1st) Buyer's financing fell through in the 11th hour (2nd) Got cold feet after completing A/I** INVESTORS!! rent out both units and make passive income or live in one unit and rent out the other. This 2 unit property offers separate entrances, 2 covered porches, with shared laundry in the basement. Conveniently located near express ways, walking distance to downtown and the Metra station. Updates done to both kitchens and bathrooms. Hardwood floor under the carpet in the lower unit. Rent ready! A/C 2020, (2) Water heaters 2019, all appliances 2018-2019, washer & dryer 2019, furnace 2016 and roof in 2010. ** Completed on property: (2) Inspections & A/I periods, (1) FHA Appraisal, (2) City of Elgin Rental Inspections - the last in 2019 & received a 3 year grace period for above satisfactory condition**

Contingent

  • Price
  • $ 200,000
  • Lot Size
  • 5,663 SqFt
  • Bedrooms
  • 3
  • Sqr Footage
  • 1,699
  • Full Bathrooms
  • 2
  • Year Built
  • 1900
  • Half Bathrooms
  • 0
  • City, Zip
  • Elgin
  • Taxes
  • $ 3215
  • County
  • KANE
  • Style
  • Farmhouse
  • Area
  • Elgin
  • MLS#
  • 11264057
  • Zip
  • 60120
Listing Provided by: Inspire Realty Group LLC
Data Source: Midwest Real Estate Data (MRED) - 103 - IL

Features

General

Additional Parcels Y/N No
Architectural Style Farmhouse
Basement Full
City Elgin
Community Features Sidewalks, Street Lights, Street Paved
Contingency Attorney/Inspection
County Kane
Days on Market 3
Directions RT 25 (Liberty) to Division West
Elementary School District 46
Exterior Features Balcony, Patio, Porch
Heating Natural Gas
High School District 46
MLS Area Elgin
Middle/Junior School District 46
New Construction No
Ownership Fee Simple
Possession Closing
Property Type Two to Four Units
Property Type Residential Income
Roof Asphalt
Sewer Public Sewer
Standard Status Active Under Contract
Status Contingent
Street Name Division
Tax Annual Amount 3215.66
Tax Year 2020
Total Rooms 7
Township Elgin
Year Built 1900
Zoning MULTI

Interior Features

Basement Unfinished
Bedrooms Possible 3
Buyerofficeemail esther@zamudiorealtygroup.com
Full Baths Building 2
Room Type Foyer
Street Suffix Street
Total Baths 2
Total Bedrooms 3

Exterior Features

Exterior Frame
Foundation Details Brick/Mortar, Concrete Perimeter
Lot Dimensions 44X132
Lot Size Acres 0.13
Water Source Public
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$2,869

Per Month

Based on the average sale price from the Crown Point, IN office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

11/5/2021 Listed $200,000

Property vs Zip Code Average in 60120

Price
AVG $290K
$200K
Taxes
AVG $5,843
$3,215
Visits
AVG 37
2
Year Built
AVG 1954
1900
Walkscore
AVG 50
76
Data Provided by Walkscore ® not using MLS data

Map

428 Division Street Elgin, IL is a Single Family Home for sale at $200000 with 1699 sqft and a lot size of 5,663 SqFt Acre(s). 428 Division Street Elgin has 3 bedrooms, 2 baths and was built in 1900. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 2.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.